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Choose a variable rate loan

Features to suit you

Variable rate loans have:

• No account keeping fees
• Choice of fortnightly, monthly or weekly payments
• No fee, no minimum amount Redraw facility (conditions apply)
• Repayment pause (conditions apply)
• Easy to manage with 24 hours, 7 days a week access via the phone or internet

Choose a loan that suits you:

My First Home Loan

• The complete package especially for first home buyers
• Discounted variable interest rate
• 40 year term
• Borrow up to 100%^{^}
• And much more

Teachers Flexi Choice loan

• Can add onto your existing loan
• Fully portable

Teachers Equity Choice loan

• Where first mortgage is held with another financial institution
• Allows you to use the equity in your property for any worthwhile purpose

Teachers Interest Only loan

• For investment, bridging finance, building a house
• Pay the interest only component of the loan to reduce regular repayments
• Also available as fixed interest rate
• Monthly repayments only

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Fixed rate loans
Split loans
Interest only
Costs
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Insuring your assets
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^ 100% LVR only available over 40 years if loan less than $500,000. If mortgage insurance not required no maximum limit.