Split loans

Split your loan between a fixed and variable interest rate

Combine a Teachers Flexi Choice, Teachers Interest Only or Teachers Fixed Option loan. Have part of your loan fixed for 1, 2 or 3 years and the balance variable. You can split My First Home Loan with a Teachers Fixed Option for 3 years.

The fixed portion gives you stability as you know how much your repayments will be. The variable part provides flexibility as you can make additional repayments to repay the loan sooner or take advantage of the Redraw facility (conditions apply). Once the fixed rate period is completed you can restructure to suit your needs.

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