Home Loans

As soon as you become a Member you can apply for a home loan.

Complete the application form below and return by:

Or arrange for a mobile lender to visit you.

You can also apply for a Teachers Credit Card on the Home Loan Application form.

or contact us for an application form

Call 13 12 21 8am to 7pm, weekdays or 9am to 3pm, Saturday

You can:

To arrange a suitable time for us to call you
Contact a mobile lender
Make an appointment to come into our office
Find out how much you can borrow - have your gross fortnightly income and expenses handy
Apply over the phone on Saturday

Your application will be assessed and if approved, verbal approval given, subject to property valuation
We will arrange a property valuation. At this stage you should not have exchanged contracts. If Lenders Mortgage Insurance is required, we will seek approval from the insurance company on your behalf
Once the valuation has been assessed, final approval is given in writing, together with your loan contracts.
On receipt of the transfer from your solicitor, the mortgage documents will be prepared. In the case of refinancing, mortgage documents are sent out with loan contacts in step 3 above
When your solicitor provides all the necessary certificates to the Credit Union, arrangements will be made to settle your loan

Please ensure you speak to your solicitor before you exchange any contracts

Fees and charges and lending criteria apply. Terms and conditions available on request.