Use your Teachers Credit Card for shopping, travelling overseas or even to consolidate other credit or store card debt.
Features include:
- a special interest rate of 7.90% pa for the first six months*, then a low 11.50% pa ongoing rate
- no annual fee
- no fee for additional cardholders
- up to 55 days interest free on purchases
- no interest charged on interest
- ability to transfer unpaid balances from other cards
- built in chip card technology for additional security
- worldwide acceptance at 24 million Visa locations
- make fast and convenient payments on purchases up to $100 with payWave
- make small value purchases with no PIN or signature for transactions under $35#
- secure protection of Visa Zero Liability.
> Discover the benefits of being a Visa cardholder
*for new accounts only. #at participating merchants.
Interest rates effective 24th February 2003
| Interest rate type |
Variable |
| Introductory rate for first 6 months |
7.90% pa |
| Ongoing rate |
11.50% pa |
Fees and charges
| Application fee |
No |
| Annual fee |
No |
| Additional cardholders fee |
No |
To make the most of your Teachers Credit Card, have you considered:
Protecting your cards
Losing your wallet or handbag can be a nightmare with multiple phone calls to cancel your cards. With Secure Sentinel you only have to make one call to arrange cancellation and replacement of all lost or stolen cards.
Automating your card repayments
We can set up your card repayments so the minimum or outstanding balance payment due is automatically deducted from your Everyday account or Everyday Direct account each month. This way it’s one less thing for you to think about. Call us on 13 12 21 8am to 7pm, weekdays or 9am to 3pm, Saturday to arrange this.
Additional cardholders
You might want additional Teachers Credit Cards issued to your family or anyone else aged over 18 years. We don’t charge for additional cards and they share your credit limit. Just complete the additional card information on your application or call us.
A Visa debit card
If you’d rather be spending your own funds and not using credit, a Visa debit card can be used at all the same locations as a Teachers Credit Card.
Before you apply...
you will need to have the following ready:
• current payslips
• drivers licence details
• details of regular expenses eg other loans or credit cards
• details of any other income you might receive.
Allow 10-15 minutes to complete an application.
