Living on a uni budget is tough; you need to make every cent count. We've been supporting teachers for over 40 years, so we understand the commitment you’ve made and are here to help you.
Future Teachers is all about rewarding you by giving you a break from fees when you need it most. As part of our program, we offer:
- low cost banking
- great borrowing benefits
- discounts on foreign exchange
- easy ways to save.
Eligibility
To join as a Future Teacher, you need to provide evidence that you are:
- enrolled in a Diploma or Bachelor of Education
- a student teacher member of the relevant teaching union in your state.
Scholarships
We give away 6 x $5,000 scholarships to education students every year… just another way we’re rewarding you.

Benefits to help you minimise fees and make every cent count:
- no account keeping fees, when you deposit at least $50 per month into a savings account, excluding transfers from other Teachers Credit Union accounts
- fee free access through rediATMs and NAB ATMs
- Visa credit card with no annual fee
- shop online using your own money with a Visa debit card
- lower interest rate on an overdraft (excludes existing contracts)
- $12 deposited into your account to cover your membership share.

Buying a car, planning a gap year when you finish studying or buying an investment property...no matter what you need to pay for, we’re here to help:
- free car buying service
- $50 cashback on your first personal or home loan
- no loan application fee
- first month’s repayment on your personal loan deferred
- free standard valuation fee, title search and registration costs when you apply for My First Home Loan
- up to 10% discount on insurance - home and contents and motor vehicle policies.
Thinking about getting a loan?
Find out how much you can borrow.

Sick of never being able to put aside a cent? Our easy savings accounts and term deposits give you better returns:
When are you going to get there?
Our savings calculator can help you work out how long you’ll need to save.
Still struggling?
Our budget planner can help.
Saving for a gap year after you finish? Holiday? As a Future Teacher, you benefit from:
- commission-free travellers cheques, foreign currency and Cash Passport card when you book through Diploma Travel, our on-site travel agency
- Secure Sentinel, to cover for lost luggage, cards or passport
- Teachers Credit Card, a Visa card to use as an emergency back-up.
Want to know more?
Our travel pages are the complete guide to preparing for your trip!
