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Fine print - Edvest
Loans and RediCredit
Fees and charges and lending criteria apply. Consumer lending terms and conditions available online or from any of our offices.
Travel
We provide travellers cheques, foreign cash and Cash Passport cards through Travelex
ABN 36 004 179 953, AFSL 222 444. We provide travellers cheques, foreign cash and phone cards through American Express® ABN 15 000 618 208, AFSL 237996. A Product Disclosure Statement (PDS) for travellers cheques and further information on other products can be requested on teacherscreditunion.com.au or by calling 13 12 21 8am to 7pm, weekdays or from our offices. You should read and consider the information provided before deciding whether to acquire any product mentioned here.
Wills, Power of Attorney and Enduring Guardians
Langes, though endorsed by Teachers Credit Union Limited, is completely independent. In referring members, Teachers Credit Union Limited does not accept liability or responsibility for any act or omission or advice provided by Langes or their authorised representatives.
Financial Planning
Bridges Financial Services Pty Limited (Bridges). ASX Participant. AFSL Number 240837. Part of Australian Wealth Management. In referring members to Bridges, Teachers Credit Union Limited does not accept responsibility for any acts, omissions or advice of Bridges and its authorised representatives. This is general advice only and does not take into account of your individual situation, needs or circumstances. You should assess your own financial situation, or seek professional advice before making any financial decisions based on this advice.If we refer you to Bridges for financial advice we may receive a referral fee ranging from 0-30% of any entry fee and/or any ongoing fee paid by you to Bridges.
A fee will apply for the preparation of a personal financial plan. Other conditions may be imposed by Bridges
Insurance
This insurance is issued by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. Compulsory Third Party Insurance is provided by Allianz. Teachers Credit Union Limited acts as an agent of Allianz and not as your agent. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice. Discounts may not be applied to any flood component of the premium (if applicable).
Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the Product Disclosure Statement and Supplementary PDS before deciding whether to acquire any product mentioned here. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 5-20%. Please contact us for more information by calling 13 12 21 8am to 7pm, weekdays or 9am to 3pm, Saturday or from any office.
If the current Teachers Credit Union discount is equal to or greater than the Edvest discount, no further discount will apply. Upon non-renewal of Edvest membership, the Edvest discount on insurance will not be available.
Car buying
Members Automotive Services Pty Ltd., trading as Teachers Car Buying Service, ABN 79 058 124 020 although endorsed by Teachers Credit Union Limited, is completely independent. While Teachers Credit Union Limited has taken steps to satisfy that the Consultants are licensed motor vehicle consultants, Teachers Credit Union Limited, cannot accept liability arising out of the provision of any service by Teachers Car Buying Service. This service is only available in NSW and ACT.