All Purpose Loan

About the All Purpose Loan

You can use our All Purpose Loan to bundle your debts, have the wedding of your dreams or renovate your home.

Features of the All Purpose Loan

	A variable interest rate.
	No ongoing fees.
	No penalty for early repayment.
	Ability to make unlimited lump sum payments.
	A fee free redraw facility.
	A choice of weekly, fortnightly or monthly repayments.

Rates and fees

Interest rate effective 26th November 2010 on new loans and 1st December 2010 on existing loans
Interest rate type	variable
Annual percentage rate	13.19%
Comparison rate*	13.89%
Fees and charges
Application fee	$100
Monthly fees	No
Redraw fee	No
Penalty for early repayment	No

*The comparison rate quoted is based on $10,000 for a term of 3 years with monthly repayments. Rates apply to unsecured loans only. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Have you considered?

To make the most of your All Purpose Loan, have you considered?

Protecting your loan repayments

What would happen if you got sick, had an accident or became unemployed – how would you make your repayments? Loan repayment insurance is a once off premium that will cover your repayments if you are unable to make them.

Automating your repayments

We can set your repayments up so they are made automatically, giving you one less thing to think about. Let us know when you apply for your loan and we can set them up.

Protecting your purchase

If you’re buying something new for your home it's good time to consider home and contents insurance. Use the Allianz contents calculator to find the value of your home's contents.

Consolidating your debt

Consolidate all your debt into one loan. With no monthly fees and a low interest rate, it makes sense to consolidate any credit card debt and other high interest loans into one repayment – it also makes it easier to budget.

Before you apply

Allow 10-15 minutes to complete an application and have the following ready:

• current payslips
• drivers licence details
• details of regular expenses eg other loans and credit cards
• details of any other income you might receive.

Apply for an All Purpose Loan

There are three easy ways to apply for an All Purpose Loan.

1. Online - It is quick, easy and secure. Remember to save your application so you can retrieve it any time.
> Apply online now > Retrieve an application

2. Phone - Call 13 12 21 8am to 7pm, weekdays or 9am to 3pm, Saturday.

3. Paper - Complete the application and return it with supporting documentation.
> Download and print the application