Home > Loans > Home loans > Teachers Credit Union - Apply for a home loan

Apply for a home loan

It's easy to apply

As soon as you become a member you can apply for a home loan.

Applying online is quick, simple and secure. Remember to save your application so you can retrieve it any time.

Call 13 12 21 8am to 7pm, weekdays or 9am to 3pm, Saturday.

Complete an application and return with supporting documentation.

This document is in Adobe Acrobat format, download a free version of the latest Adobe Acrobat Reader software to view it.

Organise an appointment with a local mobile lender to visit you.

You can:

arrange a suitable time for us to call you
contact us for an application or home loan information pack
make an appointment to come into one of our offices to speak to a loan consutant
find out how much more you can borrow - have your gross fortnightly income and expenses handy.

Call 13 12 21 8am to 7pm, weekdays or 9am to 3pm, Saturday.

Your application will be assessed and if approved, verbal approval given, subject to property valuation.
We will arrange a property valuation. At this stage you should not have exchanged contracts. If Lenders Mortgage Insurance is required, we will seek approval from the insurance company on your behalf.
Once the valuation has been assessed, final approval is given in writing, together with your loan contracts.
On receipt of the transfer from your solicitor, the mortgage documents will be prepared. In the case of refinancing, mortgage documents are sent out with loan contacts in step 3 above.
When your solicitor provides all the necessary certificates to the Credit Union, arrangements will be made to settle your loan.

Please ensure you speak to your solicitor before you exchange any contracts.

> Fees and charges apply

> Consumer lending terms and conditions