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Income Protection insurance

What is Income Protection insurance?

What would you do if you were unable to work because of sickness or injury? How would you pay the mortgage, the kids school fees, utility bills or even buy groceries?

If you are like most people, you have insurance for your car and insurance for your home. But what about insurance for your most valuable asset? The income that pays for all your important assets.

If your income drops due to injury or sickness, Income Protection insurance (also known as 'Income Replacement insurance') could provide up to 75% of your income.

The facts

Every working Australian will have a 1 in 3 chance of becoming disabled for more than 3 months, before the age of 65. Source: Calculations based on data from the Institute of Actuaries, 2000. Interim Report of the Disability Committee, IA Australia Sydney.	Only 31% of Australians have a form of Income Protection insurance. Source: TNS/IFSA Investigating Income Protection Insurance in Australia, July 2006.
At least 6 out of every 10 disabilities are caused by sickness as opposed to an accident (based on claims experience of policies with a one month or more waiting period). Source: The Institute of Actuaries, Australia. 2002 - Report of the Disability Committee.

Benefits of Ezicover Income Plan

	Be paid up to 75% of your pre-disability income.
	Available to those between the ages of 19 and 60.
	Income Protection insurance that pays a benefit for up to 5 years.
	Tax-deductable premiums.
	No medical examination required.
	Choose a waiting period of 30 or 90 days.
	21 days cooling off period.
	First month premium FREE!

Are you eligible for Income Protection insurance?

To be eligible, you need to be between the ages of 19 and 60 and working at least 20 hours a week in a designated occupation. Suitable for incomes between $24,000 and $72,000+.

Apply now for Income Protection insurance

Simply answer a few questions about yourself and your occupation. At the end of the application you have convenient payment options including direct debit and credit card.

Help protect your most valuable asset - your income.