Christmas can be an expensive time, but with our Christmas Savings Account you have the whole year to save.
You’ll be wrapped with:
- no monthly account keeping fees
- 24/7 access to internet and phone banking
- the simplicity of setting up a regular savings plan
And, because you can only withdraw from this account between 1st November and 31st January, the temptation to dip into your Christmas funds is taken away.
There’s no time like the present. Open your Christmas Savings Account today.
Interest rates
Effective 1st December 2010
| No minimum balance |
1.37%pa |
Fees and charges
Account keeping fees
Number of free withdrawals during 1st Nov – 31st Jan
Internet and phone banking transfers and balance enquiries
SMS banking |
$0
unlimited
Free
Free |
Refer to our fees and charges
To ensure you have enough money for Christmas, you can deposit all year round into your Christmas Savings Account but only withdraw between 1st November and 31st January each year.
You have many ways to access your account:
Internet banking
In internet banking, you can access your Christmas Savings Account 24/7. Check balances, transactions and do transfers. To withdraw from this account, you will need to transfer to your transaction account.
Phone banking
Call 13 21 40 anytime to check balances, transactions, transfer money to and from the account and into your transaction account to withdraw.
Over the counter
Visit our Homebush or Rooty Hill offices to deposit and withdraw your money.
Direct your pay and income
You can easily arrange for all or part of your pay, dividends, government allowances or rental income to be automatically deposited into your account.
Electronic deposits
Transfer from your accounts at other financial institutions to Teachers Credit Union. This can be set up as a one-off or recurring transfer.
For more information on account access, read our Access options.
Setting up a budget
Set a budget for Christmas with our budget planner.
Direct your pay and income
It’s easy to arrange for money to be automatically deposited into your Christmas Savings Account on a regular basis.
Make the most of your money overseas
By using a Cash Passport card or buying foreign cash or travellers cheques for your next trip.